> For the complete documentation index, see [llms.txt](https://docs.goldlink.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.goldlink.io/risk/insurance.md). # Insurance Insurance is an additional safety measure designed to offer more protection to lenders in the event of a default. The insurance fund will maintain pools of capital per strategy to allow for greater strategy diversity and risk isolation. Additionally, the insurance fund will grow by taking a percent of the borrow cost and liquidation premiums, so the most risky and high-yield strategies should also have the largest funds. In the event of a default, the insurance fund will automatically be dispersed to lenders attempting to make up for any loan loss. The current insurance premium on borrows and liquidations is 5% and 7.5% respectively. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://docs.goldlink.io/risk/insurance.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.