# Health Factor

Users can understand their loan health and collateral requirements by viewing the Strategy Account Health Factor.

The Health Factor is located in the Strategy Overview module at the top of each Strategy Details page:

<figure><img src="/files/bkvxRTNMzurpxKPHEt3R" alt=""><figcaption></figcaption></figure>

Health Factor is a ratio that assesses the risk of a borrower's position, with higher values indicating a safer margin against liquidation. Calculated as collateral - loss / loan. At6 times loan to value, an account will be liquidated. Profit does not factor into Health Factor nor does it mitigate liquidation risk.The health factor percentage indicates the overall health status of your active loan, which can change based on your open positions and their collateral requirements.&#x20;


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# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.goldlink.io/borrowing/health-factor.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.